Hello, Wineabbers. My name is Jesse Meekam. This is podcast number 386 for

Wineab, where we teach you four rules to help you stop living paycheck to

paycheck, get out of debt and save more money.

Last week I talked about, is it going up? Is your net worth going up,

as defined by what you own, less what you owe? And if it's going up you're succeeding. Well I have

been experimenting with an idea that doesn't have me super excited to kind of let the horse out of the barn right out of the gate.

That was a lot of different metaphors all at once, but I've been testing a round up

investing program. Acorns is the one I'm testing. They have as far as I know many many many users and their objective is to have you kind of accidentally save or investing made easy.

And there is something to like about the fact that they're wanting to make investing more approachable, make it easier for the masses.

So I tested it out.

I've been testing it for several weeks and I am allowing it to do the roundup so it looks at my checking account and

anything I you know anytime I spend money in that checking account it rounds up to the nearest dollar I had to choose an aggressive roundup to where it rounds up to the nearest dollar. I had to choose an aggressive roundup to where it rounds up incorrectly.

It kind of forces a roundup no matter where you're at.

So if I spend $9.50, you would say, oh yeah, you round up 50 cents to $10.

And they take that $ cents and put it into an

investing account but also if I spend $9.20 it will round up and it will take the

80 cents the difference between whatever I spent in change and the next dollar.

You can spend $9.1 penny and it will take $99 and round it all the way up to $10 and you'll

take that $99 and you'll invest with it.

Now they don't do it every single transaction,

they roll it up, they rule up the roundup

into one transaction that goes out, I think at the end of the week, I'm not sure.

...