Courtney asks, when does it make sense to buy permanent life insurance instead of a

charm policy, particularly when you're young and healthy?

Thank you for your question, Courtney.

This show will review the different types of life insurance, and tips to know which one

is right for you.

You need life insurance if you have dependents, like a spouse, partner, child, or aging

parents, who would be financially hurt if you died.

I know, thinking about death is not an exciting financial topic, but life insurance is one

of the best ways to protect your loved ones and leave a legacy.

It allows people who depend on you to maintain their lifestyle or reach specific goals

like going to college if you weren't around.

And even if you don't have dependents, you can use some or all of a life policy for charitable

giving, and you can spend some life policies before you die.

So no matter your family or financial situation, stay with me to learn the benefits of life

insurance.

Hey friends, welcome back to the Money Girl Podcast.

I really appreciate you downloading the show.

I'm Laura Adams, an award-winning author who's been bringing you personal finance tips

every week since 2008, with over 40 million downloads.

I'm also a keynote speaker and I work with select brands doing on-camera and writing

work as a spokesperson and consumer advocate.

Please reach out if you want to collaborate for a speaking event or a PR campaign.

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