Teach Yourself To Say “No” Today so You Can Say “Yes” Tomorrow

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 27 March 2024

⏱️ 117 minutes

🔗️ Recording | iTunes | RSS

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Summary

💵 Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Jade Warshaw answer your questions and discuss: "I got us into a $120k hole of debt and now my marriage is falling apart," Rebuilding life after a messy divorce, "Should I keep paying off debt if I'm going to lose my job?" "Use a HELOC for home renovations?" "How much can I spend on a car?" "Is it okay to be wealthy as a Christian?" Support Our Sponsors: BetterHelp Yrefy Zander Insurance Next Steps 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! ☂️ Protect yourself with the right coverage—take our coverage quiz! ✂️ Share hope by leading an FPU class at your church! 📄 Need help with your taxes? See who we trust. Listen to more from Ramsey Network 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour 💡 The Rachel Cruze Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	The Oh, Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, for we help people build wealth, do work that they love and create
0:38.1	actual amazing relationships.
0:40.8	J-Washaw Ramsey personality, Best-selling author is my co-host today
0:45.6	as we take your calls about your life and your money. The phone number is AAA
0:49.8	825. 5225. Jack starts this hour in Cincinnati. 2.5.5.
0:53.0	Jack starts this hour in Cincinnati.
0:55.4	Hey Jack, welcome to the Ramsey Show.
0:58.1	Hey Dave, how are you this afternoon?
0:59.8	Better than I deserve.
1:01.1	What's up? So I've dug myself a hole and I don't know what the right answer is.
1:06.0	Actually, I probably do know what the right answer is, but I don't know how to get out of it.
1:10.0	Okay. What happened?
1:12.0	Well, you can make a long story short, my wife and I got married two years ago after dating for about six years.
1:17.0	We waited until all the kids were out of high school and we could combine households a little more easily.
1:22.0	After a big wedding, we started trying to pay stuff off,
1:25.0	but the minute we got home from the honeymoon,
1:27.0	and when business became, when it became the business of a relationship,
1:32.0	the relationship changed, and that's where the problem
1:34.0	lies.
1:35.7	So in the process of paying stuff off last July, we decided because we weren't making any progress on the credit cards.
1:45.8	We made it a really wise decision to take a 401k loan for $50,000 payable in two years to pay it off but now the credit cards are coming back. So I've got a list if you want a list but just not sure what to do with it.
2:04.7	What's the, so your core question is what?
	...

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