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The Ramsey Show

Recognizing You Have a Problem Is 90% of Solving the Problem

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 β€’ 38.5K Ratings

πŸ—“οΈ 28 March 2024

⏱️ 117 minutes

🧾️ Download transcript

Summary

πŸ’΅ Sign-up for EveryDollar today - The simplest way to budget for your life! Dave Ramsey & Rachel Cruze answer your questions and discuss: "Should we sell our house in case of economic collapse?" "I made bad choices and gambled everything away..." The harsh reality of childcare expenses, Why you have to know where your money is going, How recognizing the problem is 90% of solving it, Learning how to be disciplined. Support Our Sponsors: Zander Insurance BetterHelp Christian Healthcare Ministries Next Steps πŸ‘©β€πŸ‘§β€πŸ‘¦ 13 Ways to Afford the High Cost of Childcare πŸ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! 🏦 Take Your 3-Minute Money Assessment - Get a personalized money plan! πŸ“„ Need help with your taxes? See who we trust. πŸ’Œ Will an online will work for you? βœ‚οΈ Share hope by leading an FPU class at your church! Listen to more from Ramsey Network πŸŽ™οΈ The Ramsey Show 🧠 The Dr. John Delony Show 🍸 Smart Money Happy Hour πŸ’‘ The Rachel Cruze Show πŸ’Έ The Ramsey Show Highlights πŸ’° George Kamel πŸ’Ό The Ken Coleman Show πŸ“ˆ EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

The Oh, Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build wealth, do work that they love and create

0:37.7

actual amazing relationships.

0:41.4

I'm Dave Ramsey, your host, number one best-selling author, host of the Rachel

0:46.9

Cruz show and the Smart Money Happy Hour co-host. My daughter Rachel Cruz is

0:51.4

my co-host today.

0:53.0

Open phones at AAA, 825, 225.

0:57.1

Thank you for joining us America.

0:58.8

We're so glad you're here.

1:00.3

Shane is in Denver.

1:01.5

Hi, Shane, what's up?

1:03.6

Good afternoon, sir.

1:04.6

How you doing today?

1:05.6

Better than we deserve.

1:06.8

How can we help?

1:07.8

Of course.

1:08.8

Yeah, hey, I was, I'm just calling to, my wife and I,

1:12.4

we bought our house in 2021 for about we bought it for 500,000.

1:18.0

We put a hundred down on it. We had about a hundred in our in our savings account that we kept in there too for

1:25.8

our emergency fund. We have now paid it down to about two, we owe about two 80 on it as of today.

1:33.0

Very good.

1:34.0

So in three years, we've put down another 115,000 into it.

1:40.0

You're killing it, dude.

...

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