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Animal Spirits Podcast

Talk Your Book: Lifetime Income

Animal Spirits Podcast

The Compound

Investing, Business, News, Business News

4.72.1K Ratings

🗓️ 4 March 2023

⏱️ 35 minutes

🧾️ Download transcript

Summary

On today's show, we are joined by David Blanchett, Managing Director and Head of Retirement Research at Prudential to discuss how advisors should think about incorporating annuities, what annuities make sense for clients, income strategies within 401Ks, and much more!   Find complete shownotes on our blogs...  Ben Carlson’s A Wealth of Common Sense  Michael Batnick’s The Irrelevant Investor  Like us on Facebook  And feel free to shoot us an email at animalspiritspod@gmail.com with any feedback, questions, recommendations, or ideas for future topics of conversation.    Annuities are issued by The Prudential Insurance Company of America, Newark NJ, and its affiliates. You should carefully consider your financial needs before investing in annuity products and benefits. (Wealthcast Media, an affiliate of Ritholtz Wealth Management, received compensation from the sponsor of this advertisement. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information.)  Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Today's animal spirits talk about is brought to you by Prudential.

0:02.8

To learn more about Prudential's lifetime income strategies, go to Prudential.com.

0:06.8

Welcome to Animal Spirits, a show about markets, life, and investing.

0:12.4

Join Michael Batnik and Ben Carlson as they talk about with their reading, writing, and watching.

0:18.6

Michael Batnik and Ben Carlson work for Ritholds Wealth Management.

0:22.2

All opinions expressed by Michael and Ben or any podcast guests are solely their own opinions

0:26.7

and do not reflect the opinion of Ritholds Wealth Management.

0:29.5

This podcast is for informational purposes only and should not be relied upon for investment decisions.

0:34.4

Clients of Ritholds Wealth Management may maintain positions in the securities discussed in this podcast.

0:39.6

Welcome to Animal Spirits with Michael and Ben.

0:43.1

Michael, you worked in the insurance game for a while and how long is a while?

0:47.6

I don't know. Two year, a year and a half.

0:50.4

Worked in is a bit of a... it's taken liberties with the English language.

0:54.6

You went into the office.

0:55.6

I went to the office.

0:57.2

That whole industry is guided by math.

1:00.0

There's actuaries and there's formulas and tables and the whole thing is...

1:04.7

It's a lot of spreadsheets.

1:05.9

The investment products.

1:06.8

That's what I mean.

1:07.3

The sales products believe you may.

1:08.8

The sales process is guided by nothing resembling math.

...

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