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Welcome to Animal Spirits, a show about markets, life, and investing.

Join Michael Batnick and Ben Carlson as they talk about what they're reading, writing, and watching.

Michael Batnick and Ben Carlson work for Rit Holt's wealth management.

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and do not reflect the opinion of Ritt Holt's wealth management.

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I just want to say one thing before we get started.

We're going to keep this intro short because we spoke for a while with Clay. I am very surprised that more companies haven't done what they're doing.

There's a, I don't know how much money is in bediment in Wealthfront and personal capital, but I know it's many many

many billions I would guess between three of them most positive it's in hundreds of

billions tight in as far as I know is the only I'm using like air quotes, automated, because it's not automated, but

app for young people that's active management, that's not just index funds.

Well, the other thing I think that they provide that a lot of the other places don't provide is education.

We've talked a lot about how we want that education piece to be there and maybe some people

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