All right, welcome to OK Computer.

I'm Dan Nathan, joined by Trevor Marshall.

He's the CTO and co-founder of Current.

Trevor, welcome back to the pod.

Thanks for having me again.

All right, you and I have to chat about a whole host of things.

A lot of them have to do with public market companies.

These are companies that you interact with, probably both professionally.

I know you do professionally and personally. And we want to talk a little bit about Apple, this iOS 18. It's supposedly going to ship at the end of this month, which is kind of odd because they already shipped the phone, the Apple iPhone 16, and they were really pushing very hard on Apple intelligence. I have a 16. There's nothing intelligent about it

relative to the 15. So we're going to cover that a little bit. A couple interesting things as it

relates to Microsoft. There was an article in the journal over the weekend. Microsoft's AI story

is getting complicated. I know you have a lot to say about that. There was also an article in

Bloomberg talking about Microsoft pitches AI for consumers against a crowded field of rivals. So I want to hear what you

have to say on that. And then a couple things going on with Google, wearables, and then some of the

competition that they are seeing with TikTok and the like here. And anything else you want to talk about.

You know, you got a lot

out there. You know, one of the things I've found speaking to you, obviously you are running technology

for a large and fast growing fintech company, but you interact with a lot of these sorts of products.

Google Cloud is obviously a big partner of yours. I'm sure you get pitched by a lot of these

other companies

we're talking about. Let's start with Microsoft here, because this is one that I'm sure for years

and years you come in and out of a lot of their productivity suites. And I'm sure you got

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