Hello and welcome to ChooseUpFi. Today in the show, we have our monthly roundup and I have my good friend Ginger back here joining me and this should be a lot of fun.

We each went back and listened in great detail to episodes 453, 454, and 455.

We're going to really dive into our major takeaways so we can all consolidate what we've learned and ultimately the point is to take action.

So this should be a lot of fun and with that, welcome to ChooseUpFi.

All right, Ginger, welcome back. I missed you last month. Oh, yeah, I missed you here. So thanks so much for having me back.

Yeah, this should be fun. So you took your big trip using some travel rewards points, right?

Yeah, we got it mostly paid for with points and stayed in a nicer hotel for one of the portions of it than I ever would have because of points.

And so that was one thing that was really fun. But overall, it was a really good trip.

Nice. That is awesome. And this was the big Europe trip, right?

Yeah, so it was the big Europe trip. Mostly we were in the Netherlands and I did the thing that I think people often do on vacation where they're like, wait, maybe we should live here. Let's look up how to live here.

But now I'm back and it's fine. It's fine to be back here. But yeah, we really enjoyed it. And I can definitely see the appeal.

That's cool. Yeah, it's interesting. I definitely know there are people in the five community who are making moves to Europe.

I've seen a couple of people move to Portugal and my friend Andy just moved to Barcelona, Spain. So that's quite cool. Yeah, I think there is there is some all over that and certainly and we've talked about this before is walkable cities.

I think that to me is something that like I just craved so significantly and actually after chatting about it with Chad Carson a couple of months ago, he actually just sent me a couple books on walkable cities.

So I know that's something he's really, really passionate about. So that's something we'll double back to in a future episode, but I'm just getting into it right now.

Yeah, quality of life. Okay, well, Brad, before we jump into talking about the episodes this month, I wanted to ask you a question that I want you to put your CPA hat on.

I hardly know how to ask the question because I feel like maybe it's obvious and other people know this, but probably if I have the question, other people do as well.

Well, first off, if you have the question undoubtedly, people have the question. I think that's what's so beautiful about Choose of High is we're not afraid to ask what might be silly questions or you might think your silly questions because that's the tactic I've always taken as like if I'm curious about it.

I suspect there are many, many, many tens of thousands of people out there who just want to know the same thing, but we're just afraid to out. So lay it on me. Hopefully I can answer.

Yeah, I agree with you. That's how I feel. I feel like this is my value. I'm a normal person who doesn't know the answer to these questions. So we'll bring them to the person who knows.

Okay, so I have an after tax brokerage account that for me is set aside as my early retirement fund, right? Like this is the stuff that I'm not putting in my 401k. This is just my after tax account with me.

Okay, and I put some money into it every month and have done that for a couple years. So the situation isn't that I had a giant chunk of money and I put it in three years ago and I haven't put anything in since then, right?

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