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Stephen, welcome to Lockton. Thanks for traveling from Ohio to be here today.

Absolutely. And it's so cool. A shout out to your friend for putting you onto the podcast.

That's how I always tell people that's the best way for it to get more traction to people.

Just sharing it with a friend, sharing your favorite episode. It goes a really long way and very grateful that we've been able to grow it. And you never know who it could help and effect. What was

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