What do you see on the horizon? Uncertainty or opportunity?

Whatever you see at PGM, we can help you rise to the challenges of today

when active investing and disciplined risk management are needed most.

Drawing on deep expertise across the world's public and private markets

in pursuit of long-term returns.

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Pissue your tomorrow with PGM, a leading global asset manager.

Are you rich? That's a good question.

Is it about what you have in the bank or your 401k?

Should you buy a place where you live or hold off?

And if you build, could sand shortages in Singapore impact prices in Connecticut?

At Bloomberg, we see wealth as more than just money.

Our coverage looks at wealth from every angle so you can make smarter decisions.

Bloomberg wealth, all you need to know about wealth,

who has it, who's making it, and how you should think about yours.

Learn more at Bloomberg.com slash wealth.

And the Bloomberg business app.

I wanted to talk about debt right now with Dana Peterson, Chief Economist,

a conference board, the conference board hugely aware of the consumer

and the business tone that's out there in America.

Along that line, and to take it from the academic standard,

are we over-debted right now?

...