As you may know, the clock is ticking on 2025. Today, we're covering 20 money moves you need to make before December 31st, or you could be leaving money on the table.

Hello, hello, hello, and welcome to the Bigger Pockets Money Podcast. My name is Mindy Jensen, and with me as always is my makes smart money moves co-host, Scott Trench. Thanks, Mindy. Great to discuss some table

stakes moves to make before the end of the year with you today. Okay, Scott, let's jump right

into it. It is mid-November. So we still have time, but the clock is starting to tick

on the end of 2025.

It is rapidly approaching and we want our listeners to hit or come as close as possible to their 2025 money goals.

So what are some of the things that they need to do?

What do you have for me first?

So your tax advantaged accounts, right?

Those deadlines as a reminder don't roll over.

So use them or lose them.

And that's contributions to your 401K, your 403B, your 457, and your HSA plans. You have to make those contributions

by December 31st, 2025, or you lose the ability to contribute for 2025. Just as a note,

your solo 401k may have different or extended contribution deadlines so you can check with your

plan provider if you have one of those accounts.

And traditional or Roth IRA contributions, you actually have until tax day.

So whenever you file your taxes up to April 15th or even into October, if you do the extension,

you actually have until tax day.

So you may want to put pause on those

so that you can contribute to the other accounts if possible. All right, Scott, up next is spending

your remaining FSA plans. Your FSA or flexible spending account is a use it or lose it plan.

It is cut off at the end of 2025. So if you are not spending those dollars,

...