Spending Habits for a Debt-Free Lifestyle

The Rachel Cruze Show

Ramsey Network

Self-improvement, Education, Investing, Business

4.8 • 3.6K Ratings

🗓️ 20 March 2023

⏱️ 31 minutes

🔗️ Recording | iTunes | RSS

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Summary

A debt-free lifestyle is all about spending and saving with purpose. I start out this episode by getting real about what that looks like in my monthly budget, then I talk with Jade Warshaw about how she paid off $460,000 (she’s the real deal, you guys). We'll also dig into the reasons we’re tempted to spend big during big sales. In this episode: · What I Spend in a Month · How She Paid Off $460,000 in Debt (With Jade Warshaw) · Are Big Sales Worth the Hype? Helpful Resources: Christian Healthcare Ministries EveryDollar Sponsors pay the producer of this show, The Lampo Group, LLC, advertising fees for mentioning their services or products during programming. Advertising fees are not based upon or otherwise tied to any product sale or business transacted between any consumer or sponsor. The following sponsors have paid for the programming you are viewing: Christian Healthcare Ministries. Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	For the people who are in the longer journeys because you've got more debt, you have to create
0:09.9	milestones to just take a second of a breather.
0:13.7	And even if that's just like pulling back on one of the side hustles, just for a moment,
0:17.5	you don't have to spend money, but just give yourself a moment to celebrate.
0:20.8	Hey guys, welcome to this episode of The Rachel Crucio Podcast.
0:25.0	I'm so glad that you're here.
0:26.9	So in this podcast, we're going to talk about some of my personal spending habits and how
0:31.4	one of our Ramsey personalities, Jade Warshaw, paid off six figures of debt.
0:37.5	That's right.
0:38.5	But first, let's talk about what Winston and I spend in a month.
0:42.3	Take a listen.
0:43.3	Oh, man, budgeting.
0:46.7	It's a great thing.
0:47.7	It is, but then it makes you really accountable to be like, man, this is really what we spend
0:51.7	in.
0:52.7	Sometimes it's kind of hard to swallow or be like, oh my gosh, it just seems like a lot.
0:56.2	But it's good to be intentional and on purpose with your money, which that's what a budget
1:00.1	is.
1:01.1	So we're going to look at a few overarching categories for the cruise household and let
1:05.6	you know that every month, our budget looks different because we have different needs.
1:10.4	We have different things going on.
1:12.2	So again, I'm not going to bore you with every single line item because we have a lot of
	...

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