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The Rachel Cruze Show

Spend Your Money Without Wasting It

The Rachel Cruze Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.83.6K Ratings

🗓️ 24 June 2024

⏱️ 27 minutes

🧾️ Download transcript

Summary

💵 Create a free budget. Sign up for EveryDollar today! Join in this week’s episode as I share my favorite brand name splurges, dish on popular products that aren't worth their price tag, and reveal signs that you might own too much stuff—it’s all about learning how to spend smart! In This Episode: · Brand Name Products That Are Worth the Money · Popular Products That Are a Waste of Money · 9 Sneaky Signs You Own Too Much Stuff Next Steps · 🎥 Watch my video on the Amazon picks I’m currently loving and hating. · 🩺 Check out my video on which types of insurance you do and don’t need. · 💵 Go to my video with Minimal Mom where we reveal what we don’t spend money on. · 🚑 Get a free quote! Shop for health coverage you can trust from Zander Insurance. Offers From Today's Sponsors · 🏥 Learn more about Christian Healthcare Ministries. · 🧩 Use code Rachel20 for 20% off your TruPlay annual subscription. Listen to More From Ramsey Network 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 🧠 The Dr. John Delony Show 💸 The Ramsey Show Highlights 💰 George Kamel 💼 The Ken Coleman Show 📈 The EntreLeadership Podcast Ramsey Solutions Privacy Policy

Transcript

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0:00.0

There's always going to be room for small improvements in your money and your life,

0:09.4

but contentment is key for financial stability and financial peace.

0:14.4

So don't let lifestyle creep make you feel like you'll never have enough.

0:18.4

Hey you guys, welcome to this episode of the Rachel Cruise

0:24.4

so podcast I'm so glad that you're here in this episode I'll share popular

0:29.2

products that in my opinion are a waste of money.

0:32.8

Then we'll talk about nine sneaky signs

0:35.4

that you may own too much stuff.

0:37.4

But first, I'm going to share some brand name products

0:40.6

that I think are worth the extra cash every now and then.

0:44.0

Take a listen.

0:45.0

So I talk a lot about eliminating unnecessary spending

0:50.0

and cutting expenses to create margin in your budget.

0:53.0

But another huge part of being wise with your money

0:56.0

is knowing when to spend a little bit more

0:58.5

for a higher value product.

1:00.5

So today I thought it would be fun to share a list of brand name products that I love and these are purchases in my opinion are worth the extra cash every now and then.

1:10.0

I'll also be sharing my husband Winston's number one splurge.

1:14.0

It's not the most manly of preferences,

1:16.8

but he is adamant about this product.

1:19.2

So, all right, first, let's start off

1:21.6

with something that most of us buy every single week.

...

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