meta_pixel
Tapesearch Logo
Log in
The YNAB Podcast

Special 03: Interview with Carl Richards - Self-Awareness

The YNAB Podcast

YNAB

Consolidation, Total, Budget, Dave, Peace, Money, A, Education, Ynab, Finance, Bankruptcy, Makeover, Fpu, Software, Management, Personal, Need, Ramsey, Financial, University, Debt, Kids & Family, You

4.71.1K Ratings

🗓️ 7 April 2015

⏱️ 12 minutes

🧾️ Download transcript

Summary

How much should you save? And would it be possible to not beat yourself up so much?

Transcript

Click on a timestamp to play from that location

0:00.0

Hello, whinabbers. My name is Jesse Meekekham and this is the third part of a special

0:13.8

podcast series where I interviewed Carl Richards. He's the author of The One Page Financial

0:19.7

Plan. In this final installment, we discuss, well, we get pretty deep, we discuss being fairly

0:27.7

self-aware and how stress relieving that could be.

0:30.8

We also talk about saving and how much you should save and it

0:35.1

turns out that it's not perhaps the answer that you're used to or would like to

0:39.2

hear but it's the right answer. So for the final installment I turn the time back over to me and

0:44.3

Carl Richards author of the one-page financial plan. Okay so in the book you

0:50.1

give you mentioned you need a budget which I appreciate you talk about

0:56.1

budgeting being awareness and since everyone already knows that because they

1:00.6

listen to this podcast we'll go on to something.

1:03.0

So, because we're totally agreeing and if we could find something to argue about that

1:07.7

would be worth talking about. But I like the phrase you had in the book where you said it was something on the lines of you figure

1:15.1

out how much you should reasonably save.

1:19.3

And I loved that you put reasonably in front of it because it again maybe back to the guessing

1:24.6

yeah it's it's a little loose and reasonable is just a great you can get your

1:31.0

arms around reasonable. Yeah.

1:33.0

People get frustrated a little bit too with reasonable because it's not like we all want

1:36.8

Can you a rule, right?

1:37.8

Like you have 10% of my income, which is that standard one.

1:41.1

And you know out of the process of budgeting and that awareness that you

1:44.8

gain from budgeting will come places where you naturally like hey I could save a

...

Please login to see the full transcript.

Disclaimer: The podcast and artwork embedded on this page are from YNAB, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of YNAB and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2025.