Social Security, IRMAA, IRA Beneficiary, and the Roth 5-Year Rule: Q&A #2519

The Retirement and IRA Show

Jim Saulnier, CFP® & Chris Stein, CFP®

Business, Investing

2.2 • 673 Ratings

🗓️ 10 May 2025

⏱️ 94 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Jim and Chris respond to listener emails on Social Security record accuracy, IRMAA repayment options, naming a Trust as an IRA beneficiary, and the Roth 5-year Rule. (12:00) Georgette shares five important Social Security lessons from her family’s experience, prompting a PSA-style discussion on earnings record errors, divorce and remarriage rules, survivor benefit delays, and […]

Transcript

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0:26.8	without first consulting your financial legal or tax advisor.
0:29.7	Financial planning services offered through Jim Solnior and Associates LLC, a registered investment
0:33.3	advisor.
0:38.4	This is the retirement and IRA show coming to you from beautiful Northern Colorado.
0:43.8	Join us as certified financial planner Jim Sondier, as well as Colorado State
0:48.2	University Finance instructor and certified financial planner Chris Stein, teach you about
0:53.1	IRAs, 401ks, annuities,
0:56.2	social security, pension plans, and estate planning in a fun and enjoyable show.
1:01.4	Whether you are listening live in Colorado or streaming from their website or iTunes podcast,
1:06.7	Jim and Chris want you to know that they're available to help you plan for your retirement.
1:11.3	Just visit their website at Jimhelps.com.
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1:20.7	Now here's Jim and Chris with today's show.
1:26.9	Hello and welcome to the Retirement and IRA show, Q&A edition for this week.
1:32.9	Got what I believe to be some really nice questions lined up.
	...

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