The retirement and IRA show represents the words and views of the show hosts exclusively and should not be construed as investment, legal, or tax advice. All information is believed to be from reliable sources. However, we make no representation as to its completeness or accuracy. All economic and performance information is historical in nature and is not indicative of any future results. Any indices mentioned on the show are unmanaged and cannot be invested indirectly. Diversification and asset allocation strategies do not assure profit or protect against loss.

Never make any investment or financial decisions based on information offered on this show

without first consulting your financial legal or tax advisor.

Financial planning services offered through Jim Solnier and Associates LLC, a registered investment advisor.

This is the retirement and IRA show coming to you from beautiful Northern Colorado.

Join us as certified financial planner Jim Sonier, as well as Colorado State University Finance instructorified Financial Planner Chris Stein teach you about IRAs,

borrow-in-case, annuities, Social Security, pension plans, and estate planning in a fun and enjoyable show.

Whether you are listening live in Colorado or streaming from their website or iTunes podcast,

Jim and Chris want you to know that

they're available to help you plan for your retirement. Just visit their website at Jimhelps.com.

That's Jim H-E-L-P-S.com and click the Meet the Team button on the homepage.

Now here's Jim and Chris with today's show.

Well, hello and welcome to the Retirement and IRA show EDU edition for this week.

I'm real excited for this show. I'm always excited when we've got a guest that joins us on the show.

So Jim will be joining us momentarily. And then we, as promised last week,

got a special guest, Kevin Sebesta, from the Rock Retirement Club and also does some

life slash retirement coaching and is very active in the retirement planning space. We'll call it

that.

A real interesting guy, we thought he'd bring him on and chat a little bit about kind of how he views retirement and some of the issues that retirees face and give us a little perspective

that you might not hear typically on the show. Jim, I'm not sure how much.

We really want to keep the banter to a minimum.

People don't want to hear us talk so much as much as they're probably looking forward to hearing from Kevin.

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