In very short order, the market sprouted thousands of exchange-traded funds (ETFs). While most were solid concepts with decades of research supporting them, a few were just silly. Thankfully, we are now seeing the demise of these crazy products. We also look at some of the worst ETFs from last year. With so many living with parents, what's the best way to help adult children become financially independent? Don goes back to some comments he has made about the need for homeowners insurance in a few cases. A listener asks how to used fixed-income securities in a portfolio? Learn more about your ad choices. Visit megaphone.fm/adchoices