Hi Anna. Hi Anna. Hi Anna. Do you have a dilemma that makes you feel totally alone?

Well, the good news is it's not just you. I'm earning more money than him now and I don't think he likes it.

We've been sleeping together for the past few weeks, but she has a boyfriend.

I am a virgin, I'm 25. And I'm just not sure if it's normal.

I'm Anna Richardson and this is it can't just be me when no topic is off limits.

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I'm John Bats with Gene Marks, my colleague. He is a small business columnist for the Guardian

newspaper UK and US edition. The third of him choir and other distinguished publications.

He also has a medium column I recommend and he's recommending a business plan no matter how big

or small you are where you're going. Why Gene? How does this help to imagine beforehand?

Well, I mean, you know, business plans themselves are very, very important for all businesses

depending on, you know, what they're at. But I mean, jeez, it is a, I think that it goes beyond

just having a business plan. I like to talk about forecasting for, you know, for the clients

that I work for. And I just have to tell you that, you know, you and I have been talking about

the slow economy we've been talking about the impact that inflation and supply chain has on

businesses, John. And I just want to know like my smallest clients to get ahead of this stuff,

they're looking ahead. And it's not just a matter of putting together, you know, a plan. I mean,

you can write all you want, but they're really doubling down on forecasting, John. And I can't

say enough if you're running a business now, regardless of your industry, you really need to be

forecasting your cash flow for at least the next 90 to 120 days. The next three to four months.

It's not that difficult to do. And I talk about it in a podcast that do for the Hartford.

You get together with your accountant. And every month, you can analyze what your projected

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