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I'm John Batch with Gene Marks, fresh from the set at Fox Telly. Come in on the state of affairs

for small businesses at 2023. Fortunately, we have much more time here than you have on television

to come. So there won't be any short version of Gene Marks. Gene, we just did a good detailed

summary of what to expect in 2023. So what will surprise us in 2023 for small business?

What are we not prepared for, Gene?

Well, like I said earlier, I think a lot of businesses are not really prepared for the

fact that interest rates are going to be so high. And when I was, you know, I've been

doing segments on Fox. John, you know, I really tried. This is not a part of the thing I

tried to give advice to Fox viewers, many of them are small business owners. And at this

segment, it was a small business event that Charles Payne had on making money. You can

catch it online. The very short time that I had, he was asking about just that interest

in financing. And again, I don't think businesses are prepared for the challenge. They will

have a financing. So I do have just a couple of bits of advice for your listeners as they're

listening right now. Number one is if you are looking for financing, even in a high

interest environment, go to a small business administration lender and SBA lender because

there are some great financing vehicles out there, not COVID stuff, but 704 and 7A and

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