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Single best idea, and the single best idea, I can't believe I'm saying this, over 20 years ago,

was to have an informed conversation.

And there were battles then and along the way, and even still now, about the duration of the conversation and the need to lift up, and particularly for all of you listening each and every day.

And we're humbled by what in the industry is called time spent listening, time spent watching, which is how long, the length of how long people watch. And we're humbled by that each day.

Our special events, we had a special event today in studio from London. Tina Fordham joined us

with her colleague, Ibrahim Mubari, at Fordham Global Foresight. They are the foundation

of what Citigroup built in research. And it's a long history. I'm not going to bore you with it.

But the recent liftoff of Citigroup expertise was David Baylon in the equity space and

over into fixed income. And Villum Bauder, the giant from the Netherlands, in the equity space and over into fixed income.

And Villum Bouter, the giant from the Netherlands in economics.

...