Our guest today are Carol and Doug, who both retired early using military benefits in the military career that they had and are going to live or have lived most of their adult lives in a state of financial independence.

So we're going to be talking about the remarkable opportunities you have if you're in the military to build wealth, either with stocks or with real estate.

And we're going to be talking about one of the biggest decisions that career military folks face, which is how to value the pension that you become eligible

for at 20 years. You know, it's a very valuable asset. What are the probabilities of you actually

achieving it? And how does it compare to the opportunity cost of going into the private sector?

Hello, hello, hello, and welcome to the Bigger Pockets Money Podcast.

My name is Mindy Jensen, and with me as always is my commanding podkifster co-host, Scott Trutch.

Thanks, Mindy.

Great to be here.

We've talked about Coast Phi, Barista Phi, Fat Phi, Chubby Phi, and today we're talking

about Semper Phi. Just kidding. That's not the right one. We've really got two Navy, retired naval

officers here on the show today. We are so excited to have Doug and Carol back on the podcast. It's

been six years. We're going to hear more about their specifics on their portfolios and how they each retired early one generation apart in the podcast. It's been six years. We're going to hear more about their specifics on their portfolios

and how they each retired early one generation apart in the Navy. So welcome back, you two. Thanks for

joining us. Thanks, Scott. Aloha. And I'll put a spoiler in right now. Six years later,

everything's better than ever. Exactly. All right. That wraps up this episode of the Bigger Pockets

Money podcast. Any other questions?

How about you, Carol? It's great to be here. Thank you for having us all back again. And six years. I mean, when you're raising kids, it's one year, six years, four months. It's all the same, right?

So, Carol, you retired early following in your father's footsteps. How early did you retire? What year did you retire?

And what is the more traditional timeline for your position? I left active duty as soon as my

contract would allow me to leave five years in. And so that was summer of 2019. And at the time,

it was just my first exit point. I could leave active duty and I could go to the reserves.

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