Should You Start Over
The Jesse Mecham Show
YNAB
4.7 • 1.1K Ratings
🗓️ 8 July 2019
⏱️ 3 minutes
🧾️ Download transcript
Summary
One simple question—should you start your budget over?
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Transcript
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| 0:00.0 | Hello, Wineabbers. My name is Jesse Meekham, this is podcast number |
| 0:07.8 | 383 for Wineab, where we teach you four rules to help you stop living paycheck to |
| 0:11.7 | paycheck, get out of debt and save more money. |
| 0:15.7 | The question I want to answer for you today is, should you start your budget over? |
| 0:20.4 | There's something nagging at you, there's some error in there that you can't find you've maybe even written into our helpful help at help at you need a budgetcom and |
| 0:29.8 | They've maybe given you a solution because my guess is they know the solution and they can't help you figure it out but |
| 0:38.0 | It may be you're so neck deep in something that you're just saying a ah, no, I don't want to have to fix all that. |
| 0:45.3 | Or it may be that in the last two or three months as you've begun this budgeting journey, |
| 0:49.4 | you've recognized that you know a lot more than you did three months ago and you would have set up your |
| 0:54.4 | budget different today than you did those three months ago. That's a good reason to start |
| 1:01.0 | over. Not having to fix a big fat air is a good reason to start over |
| 1:04.4 | especially if you know why it happened you just don't want to have to go back and fix it. But let me just |
| 1:09.3 | tell you this there is a reason that we have a fresh start feature. We literally built in a feature to have you start over with a fresh start. |
| 1:20.0 | And that tells you everything you need to know. |
| 1:22.0 | If you at all have an inkling, you can... And that tells you everything you need to know. |
| 1:22.8 | If you at all have an inkling, |
| 1:24.9 | if you're just leaning the direction of wanting to start over, |
| 1:28.3 | go for it. |
| 1:29.3 | Start fresh. |
| 1:30.5 | It's wonderful. |
| 1:32.0 | You'll start with a pile of money, you'll ask what that money should do before you're paid again. |
| 1:35.5 | You'll be able to set up all of your categories. Don't go too crazy, don't go too granular, but don't be too vague either. |
... |
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