Should You Choose Coast FI or Go All In on FIRE?
BiggerPockets Money Podcast
BiggerPockets
4.5 • 3K Ratings
🗓️ 15 July 2026
⏱️ 35 minutes
🔗️ Recording | Apple Podcasts | RSS
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| 0:00.0 | Is the all-out pursuit of financial independence really the best approach today? |
| 0:04.5 | Or is CoastFi a better evolution? |
| 0:06.7 | Today is going to be a fun discussion, and hopefully you'll walk away with a better understanding |
| 0:10.2 | of which might be the best for you when we contrast my all-out pursuit of financial independence |
| 0:14.5 | at age 25 compared to Evans' pursuit of Coast-Fi at age 25. |
| 0:24.5 | Hello. pursuit of CoastFi at age 25. Hello, hello, hello, and welcome to the Bigger Pockets Money podcast. |
| 0:27.9 | My name is Scott Trench, and not with me as always, with me for the first time, is Evan |
| 0:32.4 | Lawler from the Financial Foundation. |
| 0:34.3 | He's working towards CoastFi, and he is the perfect person to beat up, |
| 0:38.2 | or at least contrast, my approach, my all-out approach to financial independence at an early |
| 0:43.3 | age. When I was 25, I was doing things a little differently than Evan. There's overlap and |
| 0:48.1 | there's differences. And I think Evan has a really, really healthy evolution of the approach |
| 0:52.6 | I was taking 10 years ago now towards my version |
| 0:55.2 | of financial independence. So without further ado, Evan, welcome to the Bigger Pockets Money podcast. |
| 0:59.9 | I couldn't be more excited to have you guest host today with me and hear your story and your |
| 1:05.5 | tweaks to financial independence. |
| 1:07.2 | Thank you so much for having me on, Scott. I am extremely excited to be here and jump into |
| 1:11.7 | the details and see how our different approaches have evolved over time. Awesome. Well, hopefully |
| 1:17.2 | this episode is applicable to everybody and anybody, but CoastFi, I think, is most impactful for |
| 1:22.1 | people who start out early in their careers. The earlier you get started, the sooner you can |
| 1:27.1 | coast, of course. |
| 1:28.0 | But before we get into that, can you maybe define what CoastFi is for us, Evan? |
... |
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