meta_pixel
Tapesearch Logo
Log in
BiggerPockets Money Podcast

Should You Choose Coast FI or Go All In on FIRE?

BiggerPockets Money Podcast

BiggerPockets

Investing, Business, Education

4.53K Ratings

🗓️ 15 July 2026

⏱️ 35 minutes

🧾️ Download transcript

Summary

Is Coast FI the smarter path to financial independence in today's economy? In this episode, Scott Trench and Evan Lawler compare Coast FI vs. traditional FIRE, breaking down the trade-offs between reaching financial freedom as fast as possible or building enough wealth to let compound growth do the heavy lifting. They discuss investing, side hustles, real estate, lifestyle design, and the strategies young professionals can use to achieve financial independence while maintaining flexibility. To go beyond the podcast: Kick start your financial independence journey with our FREE financial resources - https://biggerpocketsmoney.com/ Subscribe on YouTube for even more content- www.youtube.com/biggerpocketsmoney  Connect with us on social media to join the other BiggerPockets Money listeners - https://www.facebook.com/groups/BPMoney Connect with Evan Lawler: Instagram: https://www.instagram.com/the_financialfoundation/ Email: The.FinancialFoundation00@gmail.com YouTube: https://www.youtube.com/@The_FinancialFoundation We believe financial independence is attainable for anyone no matter when or where you’re starting. Let’s get your financial house in order! Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

Click on a timestamp to play from that location

0:00.0

Is the all-out pursuit of financial independence really the best approach today?

0:04.5

Or is CoastFi a better evolution?

0:06.7

Today is going to be a fun discussion, and hopefully you'll walk away with a better understanding

0:10.2

of which might be the best for you when we contrast my all-out pursuit of financial independence

0:14.5

at age 25 compared to Evans' pursuit of Coast-Fi at age 25.

0:24.5

Hello. pursuit of CoastFi at age 25. Hello, hello, hello, and welcome to the Bigger Pockets Money podcast.

0:27.9

My name is Scott Trench, and not with me as always, with me for the first time, is Evan

0:32.4

Lawler from the Financial Foundation.

0:34.3

He's working towards CoastFi, and he is the perfect person to beat up,

0:38.2

or at least contrast, my approach, my all-out approach to financial independence at an early

0:43.3

age. When I was 25, I was doing things a little differently than Evan. There's overlap and

0:48.1

there's differences. And I think Evan has a really, really healthy evolution of the approach

0:52.6

I was taking 10 years ago now towards my version

0:55.2

of financial independence. So without further ado, Evan, welcome to the Bigger Pockets Money podcast.

0:59.9

I couldn't be more excited to have you guest host today with me and hear your story and your

1:05.5

tweaks to financial independence.

1:07.2

Thank you so much for having me on, Scott. I am extremely excited to be here and jump into

1:11.7

the details and see how our different approaches have evolved over time. Awesome. Well, hopefully

1:17.2

this episode is applicable to everybody and anybody, but CoastFi, I think, is most impactful for

1:22.1

people who start out early in their careers. The earlier you get started, the sooner you can

1:27.1

coast, of course.

1:28.0

But before we get into that, can you maybe define what CoastFi is for us, Evan?

...

Transcript will be available on the free plan in 19 days. Upgrade to see the full transcript now.

Disclaimer: The podcast and artwork embedded on this page are from BiggerPockets, and are the property of its owner and not affiliated with or endorsed by Tapesearch.

Generated transcripts are the property of BiggerPockets and are distributed freely under the Fair Use doctrine. Transcripts generated by Tapesearch are not guaranteed to be accurate.

Copyright © Tapesearch 2026.