Should I Voluntarily Repo My Car?

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 4 October 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.0	Last month it kind of kicked for me and I just got really sick and tired being sick and tired.
0:11.0	Cool.
0:12.0	I've been like this before and that kind of makes my wife question if I'm serious or not.
0:18.0	But last time I had a financial advisor, he actually idolized you and just everything that you did.
0:26.3	And he was very close to being a multimillionaire before he eventually passed away right after he was helping us with our budget.
0:32.7	So I got real disheartened and stopped budgeting.
0:36.6	I just stopped everything and just... Why did I not inspire you instead of disheartened and stopped budgeting. I just stopped everything and just...
0:38.2	Why did I not inspire you instead of disheartening?
0:42.2	I know.
0:43.2	I know.
0:44.1	And that's kind of what I'm feeling now.
0:46.1	I'm feeling more inspired to do this.
0:48.6	And I mean, how ashamed he would have been just, it just scares me.
0:54.6	And so I'm starting my baby steps.
0:59.4	I know I need to save my thousand.
1:01.3	And I don't think I'll have an issue with that.
1:04.2	My issue is I went to one of those stupid buy here, pay here lots where they they are the bank so they
1:12.5	finance you through themselves and I ended up paying close to $34,000 for a Dodge
1:19.5	caravan it was 199 but after interest it was close to $34,000. Oh, boy.
1:33.9	I have been paying $175 a week for this van for the past two and a half years.
1:38.4	And, yeah, I've had nothing but issues with it.
	...

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