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The Ramsey Show

Should I Put 20% Down on My Home? (Hour 1)

The Ramsey Show

Ramsey Network

Investing, Education, Business, Self-improvement

4.538.5K Ratings

🗓️ 9 February 2023

⏱️ 42 minutes

🧾️ Download transcript

Summary

Dave Ramsey & Dr. John Delony answer your questions and discuss: "How should I think through caring for a father who drank himself into disability?", "Should I put 20% down on my home?", from the blog: What Is Private Mortgage Insurance (PMI) and How Does It Work? "Should I use a HELOC to pay my student loans?", "What's the best way for me to save and invest money?" "Should we buy a house before we get married?" Support Our Sponsor: DreamCloud PODS Moving & Storage Zander Insurance Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

Aye yuh knut

0:02.0

Well, from the headquarters of Ramsey Solutions, broadcasting from the pod, we've got

0:27.0

a huge number of departments watching.

0:34.0

Chilean community's reacting processes to their upload of guests on Friday and Saturday.

0:42.0

Jeff

0:36.7

McKidley

0:43.8

Live from the headquarters of Ramsey Solutions, broadcasting from the pod's moving in storage studios.

0:48.0

It's the Ramsey Show, where we help people.

0:51.5

today open phones as we talk to you about you right in front of you.

0:55.6

The phone number is triple eight eight to five five to two five.

1:00.0

The call is free and some say the advice is worth exactly what you pay for it.

1:04.9

Kyle's going to start off this hour and Indianapolis.

1:07.0

Hey, Kyle, welcome to the Ramsey show.

1:09.9

Hey guys, thanks for taking my call today.

1:11.7

Sure. What's up?

1:14.2

So essentially, I'm 19 years old and two years ago,

1:19.1

my dad pretty much put himself in a position where he drank himself to,

1:25.5

I don't know if you guys have heard the term wet brain,

1:29.1

but it's pretty much a vitamin deficiency and it causes pretty much permanent short

1:36.2

term memory loss.

1:38.1

So now that's been going for two years and I were,

1:45.9

there was a conservatorship and a guardianship, but we're trying to switch that

...

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