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The Ramsey Show

I Can’t Sleep Because of My Debt (Hour 2)

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 9 February 2023

⏱️ 39 minutes

🧾️ Download transcript

Summary

Dave Ramsey & Dr. John Delony answer your questions and discuss: "I thought I would feel more peace in Baby Step 7", "I can't sleep because of my debt", How long to be gazelle intense, from the blog: Gazelle Intensity: Do You Have It? "My wife wants us to upgrade in home but I don't want to borrow more money for it", "Should I pay off my future wife's Parent PLUS loans when we get married?" Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

Music

0:28.2

Live from the headquarters of Ramsey Solutions, broadcasting for the pods, moving and storage studios.

0:34.7

That's the Ramsey show where we help people build wealth, do work that they love and create actual amazing relationships.

0:44.2

Dr. John Deloney Ramsey Personality is my co-host today.

0:48.2

Open phones at AAA8255225.

0:52.2

That's AAA8255225.

0:56.2

I'm Arma Zinn, Martin's Berg, West Virginia.

0:59.2

Jeremy Howard.

1:00.2

Good afternoon.

1:01.2

Thank you so much for having me on.

1:03.2

Sure. How can I help?

1:04.2

So my question regarding some financial anxiety that I'm going through.

1:08.2

I married my amazing wife in 2020 and we've been on fire.

1:12.2

We paid off $90,000 in debt and last summer we just paid off our house.

1:18.2

And you're probably thinking where's the anxiety coming from.

1:21.2

And I guess I was expecting like an office space moment where I got financial freedom and no care if you're worried.

1:29.2

And what I'm finding out is when I paid off the house, I went, the bank account went from 230,000 down to 50,000.

1:38.2

And it just had me kind of shook.

1:40.2

I'm not sure what steps I should be doing and I'm afraid to even move at this point.

1:48.2

So your anxiety is because you have less money in your account?

1:53.2

I'm afraid to be wrong.

1:55.2

I know where we came from with the $90,000 in debt.

...

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