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5. From the headquarters of Ramsey Solutions, broadcasting from the pods of moving and storage

studios, it's the Ramsey show where we help people build wealth, do work that they love

and create actual amazing relationships. This is the Ramsey show. The phone numbers

triple 8, 825-225. Jade Washall Ramsey personality is my co-host. Nate is in Baltimore.

Hi Nate, how are you? Hey Dave, how are you guys? Better than we deserve. What's up?

Great. I'm calling because my wife and I recently got out of debt after a long dirty

year and we're wondering if we should continue to rent and remain debt free or if we should recommend

us to rent a buying house every morning for a long time. If so, are you cool with us

to rent a house in the house? If we rent a house in the house, we would rent a house in the

house. If we buy what should we work on next? Is it the mortgage or what would you recommend?

I mean, are you guys, it sounds like you kind of have been, are you a listener of our steps?

It sounds like you've been walking through the steps. You're out of baby step two. Do you have

a month saved of expenses? We do. That's good. Have you worked on a down payment separate from

that three to six months? Our down payment is going to be end of three to six months. It's all

lumped into what we obtained from the sale of our house. That's how we finished off our debt.

It's all lumped in from, sorry, missed that last part. Let me say all of the chow.

How much money is there account right now? About 160k. How much of that is your, how much

is that should be your rainy day fund? I didn't do math left. Three to six months of your monthly expenses.

What's your household income? So, with 280k. Probably three to six months of expenses might be like

40k. You set that aside and never touch it. It's just for emergencies. You said you had 160

in there. So, at least it's 120 to put down. Did I do that right? That's right.

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