be

5. From the headquarters of Ramsey Solutions, broadcasting from the pods moving in storage

near water месте enду

George it's here you're doing it it's national hug your dog day that's right Dave it's a real thing you can't make that up but in bigger news today we launch the George camel youtube channel

for the first time in history camel with a K that's right and this is big we've been working on this now for a year or two I've done previous podcast your like borrowed future and fine print and smart money happy hour

and we've kind of combined them all into this new youtube channel where we expose the toxic system we it's eye opening it's informative it's funny it's snarky it's above all snarky very snarky it's the snarky is it's on brand from it's like up it's like a spiritual gift for you thank you it's it's fabulous snark tell that to my wife absolute fabulous snark so we are having a blast with this the first video launch today on how I bought a house with no credit score and the reason we launch this day is there so many

creators out there on tiktok and youtube and instagram reels and they're peddling financial crap to our listeners our audience and they're sending me messages going well it's just real to all of America to all of America yeah that you have to go get a credit card to get a credit score to get a mortgage for instance or you you know there are actually people that think that so far is good for you but it actually causes a kind of an allergy if you hadn't noticed that's it right there get some clarity and for day

yeah every time you have to mention that company and you know this day if I had fallen for every trend and trap when I first started here back in 2013 I was $40,000 in debt and I went from negative net worth to baby steps millionaire and under a decade following our proven plan so now I'm just screaming from the rooftops going guys don't listen to the get rich quick the crypto bros don't listen to the whole life insurance people the the zero down real estate folks there's a simple way to build wealth where you have freedom and peace enjoying your life well we've decided

with stuff like tic tac and youtube that we either are going to fill up those spaces with the correct information or just tolerate that the BS will continue there and so what we're going to do is try to put so much good real helpful information out there that is not trying to get rich quick off of you that it fills up the space it displaces no room in your social media day for any more tic tac warlords of crypto

that's a good way to put it the crypto warlords and there's so much which are kind of teeny and small right now there's not much left of them no there they've dissipated the government of shrunk down to honey I shrunk the crypto bros they've been real quiet since the crash weirdly and so of the celebrities that have been peddling it so we break down all the complex topics we make it simple we bust money myths with actual facts we take all the boring financial stuff that's important and we make it fun and that's the whole goal of this channel just to intersect

into that world of youtube and that we built a set downstairs that's really cool we're having a great time with it and so everyone can go check out the very first video right now on the George camel YouTube channel check that out Dave won't mind if you leave the show right now he's got enough views here we need you guys over

hey hey hey hey hey hey hey you're doing fine this is a big one fine you're the co host you're right I apologize keep watching the show you have plenty of time to make a note make a note when you finish here you should go to

George camel with a K on YouTube and see his new YouTube brought to you by Ramsey networks so thank you really a net loss if they leave here and go there but they should do both that's right okay they'll both be here it's on demand we live in a world where you can get it anytime yeah turns out

youtube is there for a while anyway so it works folks think it's gonna be great you're gonna love it I've seen a bunch of the the episodes so far that we already have got in the can

and the Ramsey networks team has made the best of George George's a world class snark and taking down the taking down some of the big liars the liars there's so many out there Dave

hey grinds your gears and it grinds mine too I'm sick of it you're you're just I'm just kind of mean but you're kind of funny at it we have a different

about just lost I've just lost patience for these crooks but you're just you're kind of funny about it and so it kind of destroys them in a different way

that's my version of well I'm not big enough to bully people so I have to get at them with verbal abuse Dave that's how you crack on so you get them to shut up all right

Cynthia's with us in Minneapolis to start this hour off hey Cynthia welcome to the Ramsey show good afternoon afternoon how can we help I'm calling

so when my children were born I wanted to help them out and me so I bought life insurance and I was looking for them just recently and I found out that it was

whole life insurance oh my and I paid yeah my pay for them yearly oh my it wasn't it didn't seem like a whole lot but I didn't know what I

should do if it currently does best to surrender it now or what to do wait till they're 20 to surrender it I would surrender it

...