It's Friday, and this is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Ken Bowman.

Candace is with us in Sacramento.

Hi, Candice, welcome to the Ramsey Show.

Hi, guys. Thanks for taking my call.

Sure, what's up?

So I'm having a bit of a moral dilemma that I'd love your advice on.

My son, he's 19 years old, and we have decided as a family, including him and the decision-making process, that, you know, he's got to be out on his own on June 1st.

We are a month away, and he has no money saved,

and his plan is to go live on a friend's couch in the bad part of town,

where the two-bedroom apartment has five people already living in it.

So my husband and I are debating, do we give him more time?

He's shown no motivation to do anything more than to save.

So we're trying to figure out what to do.

And it's our first teenager, so we need some help.

Wow.

That's some hard discussions, isn't it?

Yeah.

Yeah, it is.

You know, he's a very unmotivated teenager, just works at the drive-in, making $1,200

a month.

You know, he could probably pay to run an apartment with some friends, but he's done nothing

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