It's Monday, and this is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey Personality, Christy Wright.

All right, on the stage with a question from Nashville is Caleb.

Hey, Caleb, what's your question?

Hey, I want to say thanks for having me on.

I know you didn't have to do this.

Sure.

So I hope you can give me some advice here.

We'll try.

So my grandma is 72 years old.

She's debt-free house and all.

Her only assets are her house in a $60,000 CD.

She recently started talking with her high school sweetheart after 55 years and has just gotten engaged.

But the issues are we've ran three background checks on this guy, and he's found out he's

$500,000 in debt, largely to the IRS.

Other than that, we talked to his ex-wife, and it says he has a problem with overindulging

alcohol, being a very dominant male figure.

It has bad financial tendencies, obviously.

Yeah.

The thing is, she's not listened to any of these red flags,

because she hasn't felt affection since my grandfather died about 17 years ago.

And she's really flattered by, you know, little gifts and stuff that, you know, he's giving her.

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