finances can be complicated but they don't have to be i break down financial topics that may seem

complex and overwhelming so you can start taking action on your financial goals i'm a

tally and it all starts here on Personal Finance Redefined.

Welcome back to another episode of the podcast.

Hope you've all been enjoying it.

Please, please go ahead and keep submitting those questions.

I love getting them.

That's what makes this fun.

I can really understand what it is you guys are looking for.

And from there, let's just go ahead and hop right into today's episode so got a great

listener question this week all about how to invest when you're looking at a home for a down payment

what would be the best way to save to make sure you're getting the highest rate of return and so

what that looks like is let's just say you are expecting that it's going to take

around three to five years to save to get that 20% down payment. So let's just use round numbers

just to make this easy. Let's say that in about five years, you'll have $20,000. So five years from today, you'll have $20,000.

So five years from today, you'll have $20,000,

and that means that you can put a 20% down payment on a $100,000 home.

So what we really want to understand is,

first of all, your complete financial picture. So thank you to the listener who

submitted this question. I can't offer full guidance without knowing your complete financial

picture so that I can understand what it's looking at from not only a tax perspective, because

first I'd want to know where you are at in terms of your income so I can understand,

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