Should I Get A High Deductible Health Plan?

Ramsey Everyday Millionaires

Ramsey Network

Business, Careers, Investing

4.8 • 3.6K Ratings

🗓️ 1 November 2024

⏱️ 5 minutes

🔗️ Recording | iTunes | RSS

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Summary

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0:00.0	This episode is sponsored by SmartVester.
0:07.2	Connect with an investing pro for free at ramsysolutions.com slash invest.
0:14.7	You're listening to Ramsey Everyday Millionaires, where we talk investing, retirement, building wealth, and outrageous generosity.
0:22.4	Let's go out to Tampa, Florida, and talk to Jared. You should have gone to Jared. We're going
0:27.5	to Jared. What's up, Jared? Hey, how's it going? What's up? I'm just calling it. First, I want to say
0:33.7	thank you guys. Working through your guys' steps and working with Jim Stowball is what allowed us to get out of debt and have an emergency fund to buy the plywood and board up our house and we evacuate to Tennessee.
0:48.6	Yeah.
0:49.1	I hope you guys are safe, man.
0:50.6	Are you guys out?
0:52.2	Yeah, we're in Tennessee right now.
0:54.0	Oh, good, good, good, good.
0:56.1	I still have family down there, but, you know, just praying for them.
0:59.7	We all have those family members, Jared, that just decide, nope, we're going to stay.
1:03.5	So, yeah, we'll pray for them.
1:04.8	We will pray for them, pray for them.
1:06.0	How can I help you today, brother?
1:07.6	Yeah, my question is just thinking about future family planning. My wife is here with me
1:14.1	and we don't have any kids yet, but, you know, I'm trying to figure out the health insurance thing.
1:20.0	I've had people recommend high deductible with high deductible plans with an HSA or, you know, there's standard plans, or I'm on MetaShare.
1:31.3	And so what do you guys recommend as far as that goes?
1:36.1	Well, there's two kind of buckets to put this in.
1:39.1	If you and your family are relatively healthy, then the high deductible health plan makes a lot of sense.
	...

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