This episode is sponsored by SmartVestor.

Connect with an investing pro for free at ramsysolutions.com slash invest.

You're listening to Ramsey Everyday Millionaires, where we talk investing, retirement, building

wealth, and outrageous generosity.

All right, let's go to Cheyenne.

Can I just tell you something, George?

I've never been to Wyoming.

I heard it's beautiful.

I hear good things.

And I got to look excited when I saw Cheyenne Wyoming on there.

Dave is there.

Dave, how can we help?

Oh, yes, our household income is around $900,000 a year. We live on 200,000 of that.

We don't have any debt. I hope not. I was going to say, that was what I was expecting

you to say when you're socking away 700700K a year. That's pretty good.

Well, we've been married 12 years and not had debt since our third year of marriage.

Way to go.

I assume your house is paid for as well.

Yes, correct.

Okay.

I want to know how to maximize our retirement savings with the greatest tax benefit.

And at that income level,

...