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The Ramsey Show Highlights

Should I Co-Sign On A House With My Girlfriend's Mom?

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5838 Ratings

🗓️ 20 November 2025

⏱️ 9 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

If your private student loans are in default, you're not out of options.

0:06.6

Go to whyrefi.com slash Ramsey.

0:08.8

Do you guys think college students nowadays have a better chance of being just as or more successful than our parents in today's world?

0:17.3

And I ask this because as a college student myself, it's about to graduate

0:21.4

with no student debt, I have $50,000 saved and I have a job lined up. Fortunately, but unfortunately

0:28.5

inside of the state, I live in and away from family. I'm nervous to move out. And I know a lot of people

0:34.3

my age and this situation feel the same way. But I know a lot of people are age and the situation feel the same way.

0:42.1

But I know a lot of people are nervous and don't know if they can move out financially.

0:50.0

But do you think people in today's world have the same chance that our parents did?

0:57.7

And also people in my situation, what can you give to them that don't know if they can move out financially?

1:07.8

Well, you do have the same chance. I don't think, you know, you get into a crazy game if you start going, well, what are the changes back in the 60s? And, you know, and that probably seems like ancient history to you.

1:13.1

But no, I think college students have the same exact chances of being successful.

1:18.1

I think they have some things that are going in their favor.

1:20.1

I think that older generations, you might be able to say, well, maybe they had a couple

1:23.8

advantages because of this.

1:26.2

But the one that sticks out to me, George, is the student loan issue that just was not a

1:31.3

handicap to people that are older.

1:34.0

Yeah.

1:34.7

But in your case, Jeremy, you, you're the asterisk.

1:38.6

You don't have any debt.

1:41.7

So I think the second question is the one that we can tackle, and that is how do you overcome this barrier to entry, this thought process that, oh, I can't live on my own or I can't move away.

1:58.0

George, you want to tackle that one first? I've got thoughts.

...

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