I Make Over $126,000 And Stressed About Bills (Thinking About Bankruptcy)

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 19 November 2025

⏱️ 8 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.6	Just stressed about bills and thinking about bankruptcy.
0:11.2	Oh, man. How much debt do you have?
0:14.6	A little over $25,000.
0:17.8	What kind of debt is that?
0:19.0	I mean close to the 30. Car, personal loan, hospital bills, gas bill.
0:29.2	And what's left on the car?
0:31.7	The car's 10. The personal loan is 11.
0:35.9	And that's just, you know, like personal loan just because I'm trying to get myself out of a jam, so I go back into it.
0:44.7	You're in a cycle.
0:46.0	What do you make?
0:47.0	Right.
0:48.2	126 base salary.
0:51.3	Dude.
0:51.6	And I think last year I pulled in about 180 for overtime.
0:54.8	America just lost all empathy here.
0:56.6	You make $130,000 and you're calling in trying to file bankruptcy over 20.
1:01.6	Yeah, what else is going on?
1:04.7	What else is eating your lunch?
1:06.1	Because it's not $25,000 of debt.
1:09.9	You could pay off this debt in less than six months. I mean,
1:12.3	I do have other things. I mean, I take care of my kids. Okay, tell us about that because right now
	...

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