It's Monday and this is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey Personality, Anthony O'Neill.

Ray is with us. Ray is in Louisville, Kentucky. Hi, Ray. How are you?

Hello, Dave. It's a real players to speak to you.

You too. How can we help?

Well, in late 2019, my income roughly tripled.

A good problem to have. And in 2020, I got really aggressive with paying off debt.

I was able to clear off a motorcycle debt, all credit cards, and the last two items are now a house and a car.

But one of the things I also did over 2020 is I bought Bitcoin,

and it's ballooned into this huge account now worth roughly $100,000.

So one of the things I want to do with it is obviously pay off the car,

but it's not quite enough to pay off the house.

So I guess my question is, do I wait with this volatile asset, or do I sell it all and move it into something

more traditional? Because over the course of 2020, I actually did the figures, and it's earned me

649 percent, and the expectations are that it could go even higher.

Now, it's a volatile asset.

It swings now every day.

You know, it was worth, the swings now are more than it was worth a year ago.

So I guess I'm just kind of nervous about keeping this large amount of cash in this

volatile asset, but still having to worry about a house that I'd like to pay off in the meantime.

Yeah, you've got Vegas problems, man. I mean, you walked up to the slot machine, put a quarter in, and it dumped a bunch of

quarters out, and now you have this temptation to think that's a plan.

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