It's Tuesday, and this is the Ramsey Call of the Day, part of the Ramsey Network.

We've got Angela in Salt Lake City. Hey, Angela, how's it going?

Good, how are you? Good. What's your question today?

So my husband and I are currently knocking out our debt, and most of our debt is coming from our two vehicles.

And we both decided that we're going to sell them this spring because we've got some equity in them.

The problem that I've got is my husband wants to use some of that equity to purchase a used dirt bike for the summer.

And I know that it wouldn't have a loan on it.

Technically, we would still own our vehicles outright because we'd be downgrading.

But I just wanted to see what your input is on that.

And if that's a smart move or if it's a bad idea, I know that he really, his heart set on

it and I've already gotten him to agree with selling his beloved truck.

So I just kind of want to know what I can do.

Yeah.

Is your husband there with you, Angela?

No, he's working.

Anthony wants to talk directly to him, Angela.

Could you give us a call back?

I'm just kidding.

Oh, man.

She's sneaking it in while he's gone.

I know.

She's like, oh, let me just get some outside input here.

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