You go to the doctor because you want to be healthier and feel better, right?

But for millions of people in this country, there is a really bad side effect.

And we're not talking like the list of side effects you hear on those pharmaceutical commercials.

May result in massive bleeding, wanting headaches, excessive dry mouth, night sweats,

wrestling, slicks and drum warts.

This side effect arrives in your mailbox and it can be just as painful.

For two years, I would wake up in the middle of the night thinking,

oh my god, I'm going to have to pay $64,000.

I'm, you know, I'm screwed.

Medical bills can be outrageously high.

And when those bills turn into debts that you can't afford to pay back, talk about headaches.

If you don't pay this, we're going to come after you.

They just kept coming in and another said 200.

I said they were going to take me to court.

I started using credit cards to pay for prescriptions, physical therapy.

And then another was like 900.

And I was like, white, white, what is this come from?

I was absolutely terrified.

Most of my cards are now almost maxed out.

This is a huge problem, one in five working Americans who have insurance,

still say that they have trouble paying their medical bills.

But the good news is, if you're struggling with medical debt or helping a parents or a family member,

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