Run Your Money Like a Football Team
The Jesse Mecham Show
YNAB
4.7 • 1.1K Ratings
🗓️ 28 August 2025
⏱️ 6 minutes
🧾️ Download transcript
Summary
Football season is nearly upon us, and Jesse is thinking about the pigskin again. And money, of course. When you look at the great sports movies, they usually revolve around a struggling team -- often a team of stragglers and dubious athletes -- and a great coach who motivates them, helps them find their desire to compete, and puts them in positions to maximize the abilities they do have. You can do the same thing with your money. Give your dollars jobs, identify the best places to use your dollars so that they can work together to achieve your goals. Coach your money from a disorganized mess (like a 6-year old soccer game) into an intentional, well-oiled, strategic athletic team.
It all starts with one rule, and five questions.
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Transcript
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| 0:00.0 | Hello, my name is Jesse Meekam with another episode of the Jesse Meekam show, and I'm here each week to assess out loud about you never, ever, |
| 0:22.1 | worrying about money again, much like a coach never, ever worries about winning a game again. |
| 0:29.3 | No, I'm just kidding. |
| 0:30.2 | What the coach does is they prepare, they plan, they execute, and then, yeah yeah they feel confident going in every time and if |
| 0:40.3 | you watch a coach be interviewed you'll see that they uh they're constantly talking about how they've |
| 0:46.4 | done the right work they've done the preparation they feel ready and that is exactly how we |
| 0:50.6 | want to feel with money our money no i no, I should say this, football season is upon us. |
| 0:57.7 | So take it from a guy that never played former football, but has watched a good bit of it, |
| 1:04.3 | especially of the college variety. And I want to do a little metaphor. So just go along with me for a moment. |
| 1:12.5 | But if you, you know, we talk about giving every dollar a job. |
| 1:16.2 | And imagine your dollars are players on your team. |
| 1:22.2 | And, you know, not every coach gets to coach the best talent. |
| 1:28.4 | You know, not everyone earns a ton of money, as if a ton of money solves money, |
| 1:33.7 | worries it does not. |
| 1:35.1 | But not everyone gets to coach, you know, the rising stars. |
| 1:38.6 | So coaches, and this is what every great movie is about, is the coach taking, you know, |
| 1:42.7 | like Mighty Ducks style, Hoosiers. |
| 1:44.9 | Remember, the Titans, they take the team that it just doesn't have anything going for |
| 1:49.5 | and the coach gets the most out of those players. |
| 1:52.8 | And you should get the most out of your dollars. |
| 1:55.7 | And it doesn't mean we're going for maximal anything except alignment. |
| 2:00.4 | So not maximal frugality, not maximal ROI. We're going for maximal anything except alignment. So not maximal frugality, not maximal ROI. |
... |
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