Roth vs Pre-Tax 401(k) Contributions
Jill on Money with Jill Schlesinger
Audacy
4.6 • 1.9K Ratings
🗓️ 8 January 2026
⏱️ 14 minutes
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Summary
My employer recently announced that they will finally be offering a Roth 401(k) option. My plan is to start making Roth contributions. How will this impact my paycheck?
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"Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.
Transcript
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| 0:00.0 | Welcome to the Jill on Money Show. |
| 0:05.4 | It's Thursday, January 8th. |
| 0:07.5 | And we are here trying to help you make better, sometimes less bad financial decisions. |
| 0:13.6 | And it's not that you're crazy or anything. |
| 0:16.6 | It's just that a lot of these decisions that you are struggling to make, they're emotional. Some of it |
| 0:23.7 | is financial. Some of it is math, but some of it is just getting out of your way and trying to |
| 0:29.8 | provide you with a pathway. And that's what Mark and I try to do on the show. We try to give you |
| 0:35.8 | opportunities to make your |
| 0:38.7 | financial dreams a reality. And sometimes if you've run into some problems, maybe we can get you |
| 0:45.3 | on the right track. Whatever is going on in your financial life. We'd love to help you out. All you need |
| 0:50.7 | to do is go to jillonmoney.com. Click the contact us button. a note if you want to join us on the air live check the box mark does everything else |
| 0:59.1 | don't forget to check out our subscription service is called jill on money live and mark very excitedly came up with this |
| 1:07.1 | idea where we have jill on money, where you have access to quarterly live |
| 1:12.5 | webinars. |
| 1:12.9 | So you join us live every quarter with a cool guest. |
| 1:15.9 | And then you can look at the and listen to the back catalog of those webinars. |
| 1:20.2 | There's bonus audio and video content. |
| 1:22.2 | That costs you $45 for the next 12 months. |
| 1:25.1 | But if you just want to buy one of those webinars, you can do that |
| 1:30.6 | because Mark's a genius and he has figured out how. So it'll cost you 15 bucks. So you can check it |
| 1:35.8 | out, go to Jill on Money Live and you can see how you can just potentially purchase one |
| 1:41.8 | webinar at a time. Okay, Mark, are you ready to help me do some emails? |
... |
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