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Jill on Money with Jill Schlesinger

Can I Fully Retire in 2-3 Years?

Jill on Money with Jill Schlesinger

Audacy

Education, Investing, Business, Self-improvement

4.61.9K Ratings

🗓️ 7 January 2026

⏱️ 14 minutes

🧾️ Download transcript

Summary

Can I fully retire in two or three years or do you think I'll need to find a part-time job?

Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

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Transcript

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0:00.0

Welcome to the Jill on Money Show.

0:05.6

It's Wednesday, January 7th, and we are here trying to help you make better, less bad, more considered financial decisions.

0:13.7

You do not have to do this all by yourself.

0:16.5

Or maybe if you are doing it by yourself, you just want like a little reality check.

0:21.1

Maybe you've got an advisor, and you're not so sure whether it's worth it or not. Get in touch with us. Go to jillonmoney.com. Click the contact us button. Write us a note. And if you'd like to join us on the air live, check the box. That's all you have to do. Mark will do everything else. Now, I'm going to go

0:37.7

straight to our listener because she's been very patient trying to deal with technological issues.

0:43.1

So Angela from Texas, welcome to the program. What can we do for you? Hello. Hi, Jill and Mark.

0:50.3

I'm so excited to be here today. I wanted to get some advice on retirement and possibly

0:56.4

walking away in two years. My husband is younger than me and he's going to retire next summer.

1:03.6

And so I'm trying to decide if or how many more years I really want to stay working and what that

1:09.6

looks like. Okay. How old are you, Angela?

1:12.1

I'll be 57 in March. Okay. And how much younger is he than you? He is 55. He'll be 55 next

1:19.8

August. Dude, you made it sound like he married a 35 year old. So I was excited for a second.

1:25.5

They're like the same age. Yeah, exactly.

1:27.9

Okay.

1:28.9

So what is the, like for you, why do you feel like the early retirement is the right thing for you?

1:38.5

What do you think?

1:39.8

Like, are you hating work?

1:41.1

No.

1:42.4

No.

1:43.5

I'm good. But it's just, you know, I've been working for a long time and I just kind of want to have a plan.

1:48.7

And now as we're getting closer to that timing, it's getting more complicated because I'm very kind of scared of, you know, what to do.

...

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