0:00.0	Welcome to the Jill on Money Podcast. We are presented by Marcus by Goldman Sachs.
0:09.0	It's Thanksgiving Day and I don't suspect that you're going to be listening to a financial
0:14.4	podcast on Thanksgiving. But I do want to be clear that one of my favorite parts of this
0:21.2	podcast is talking to real people like you.
0:25.0	People who have financial questions that are maybe bothering them,
0:30.0	maybe they just want a second set of eyes or ears on a problem that's going on or just
0:35.8	a question.
0:37.2	That to me is so gratifying that you will take the time to actually send us an email and many of you come on the show.
0:46.0	Some of you are a little shy and as a result my Thanksgiving gift to you is to just answer a bunch of emails that we have
0:55.8	received. So if you do have a question and it's on your mind and maybe some of
1:01.2	this will trigger something for you to ask just send an email
1:05.9	ask Jill at Jill on money.com ask Jill at Jill on money.com. OK, good.
1:13.8	Let's start with a question from Charmel, who says,
1:18.1	my husband and I have recently retired.
1:20.4	We've met with three financial advisors and are still confused about which one is
1:26.2	proposing the best strategy or plan for us. We're looking for yet another opinion
1:31.1	to help guide us on the best plan.
1:33.2	We're concerned about making a mistake with our nest egg.
1:37.1	I get that.
1:37.9	I think at some point you have to really consider what these three people are.
1:43.8	Are they certified financial planners?
1:46.0	So they have a designation.
	...

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