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Sustainable Minimalists

Rightsizing Your Budget

Sustainable Minimalists

Bleav + Stephanie Seferian

Kids & Family, Leisure, Parenting, Home & Garden

4.81.1K Ratings

🗓️ 31 August 2021

⏱️ 32 minutes

🧾️ Download transcript

Summary

How To Be Better At Budgeting   In America, capitalism entices us to spend now and pay later. But paying for what you don’t need with credit is a precarious practice, as living outside of your means may create a shaky financial future. Today I’m speaking with Certified Financial Counselor Ericka Young. Ericka helps clients learn how to be better at budgeting, as believes that successful money management begins with getting real about—and living within!—your means. Ericka understands that it’s... Read More Read More The post How To Be Better At Budgeting appeared first on Sustainable Minimalists. Our Sponsors:* Thank you to LifeStraw! https://lifestraw.com/Support this podcast at — https://redcircle.com/sustainable-minimalists/exclusive-content

Transcript

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0:00.0

Well, hello there and welcome back. My name is Stephanie Safarian and you're listening to episode 205 of the Sustainable Minimalist podcast, a show about intentional, eco-friendly, and minimalist living.

0:14.0

On today's show, we are discussing how to right size your budget,

0:18.0

how to reduce impulse purchases,

0:19.9

how to get debt under control,

0:21.8

and how to still have fun and enjoy life while you're at it.

0:26.5

Today I am speaking with Erica Young. Erica is a financial coach and best-selling author and

0:32.2

she's here to help us consciously not keep up with the

0:36.2

Joneses in a culture that glorifies spending more than we have. Now I should say if after you listen to this episode you feel empowered and

0:46.0

excited to trim the fat from your household budget so to speak. Please listen to the end of the show,

0:52.3

the outro because I'm offering up exactly

0:54.9

how my husband and I seek to keep our budget under control month after month.

1:01.2

Erica, I am so thrilled to speak to you today. How are you? I am

1:06.0

good. Thank you so much for having me. Well again I should say I'm super

1:10.1

excited to talk to you and that's because my listener's right to me all the time about

1:15.4

raining in impulse purchases getting finances under control etc etc in a culture that

1:22.1

glorifies spending and makes impulse purchases so darn easy.

1:27.0

So we're going to talk about right sizing our budget, but before we do, I have to know what does it mean to you to right size a household budget?

1:40.4

Well, that's a really good way to put it. Right sizing implies that we're probably doing it wrong, right?

1:49.0

Like, so right sizing means making sure that you're doing it right from here forward and what I would say

1:54.5

to that is make certain that you know what is right for you. Don't compare

2:00.9

yourself to other people.

2:02.6

Don't look at what other folks are doing.

...

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