Welcome to the Dividing Cafe, weekly market commentary focused on dividends in your portfolio

and dividends in your understanding of economic life.

Well, thank you, Erica, and looking forward to our talk here today, Scott, as always.

And thanks to all of you who have taken this summer day to join us once

again. I've lost count now how many. I think we're at seven or eight, but we're doing these

biweekly as a means of just keeping current with various things happening in the markets,

various things on your mind as we continue

through not only this COVID moment, but the economic moment and what will soon become a bit more

diversified as far as what is topical, primarily the election season. So I don't see any reason

to stop these biweekly calls even when COVID is not front and

center on everyone's mind. I think there's going to be plenty of issues, challenges, and

opportunities for conversation as it pertains to market positioning for investors for quite some time.

I'm going to turn it over to our host, Scott Gam, who has once again

been kind enough to join us and engage in what will hopefully be a thoughtful dialogue.

So, Scott, I'll turn it over to you, my friend. Well, David, thank you, as always, and great to be

with you for another one of these calls. And, you know, we've been talking about the markets

rally really since March, but you, we've been talking about the markets rally really

since March, but you mentioned the start of us doing these conference calls. And I think the market

has been up really after each one of these calls. And we've been doing these calls for a good

two or three months so far. So I always like to start out, David, with just kind of your

broader temperature on the market. We've got earning season continuing to start out, David, with just kind of your broader temperature on the market.

We've got earnings season continuing to move through.

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