Is there a massive housing crash coming soon? There are many conflicting 'experts' who claim a crash is looming. What follows are the facts, you decide what is true and what is ill-informed puffery. All of these facts are easily discovered using Google. At the end of these points, the prevailing thoughts we hope you will have are confidence, a sense of direction, and a sense of purpose. The purpose is to be of service to others as a real estate professional. Your role is to be of service to those who need to buy or sell a home. Knowledge equals confidence and ignorance equals fear.  Reminder, you promised yourself you would become a HARRIS Coaching client. You are done wasting time and ready to follow a proven path. Now, while you are here make the next natural step and join the 1000s of other agents as a HARRIS Real Estate University coaching member. No more waiting or procrastinating. Join now. Here is the quick and simple enrollment.—-> YES, Enroll Me Now In Premier Coaching. I WILL make NOW my best year ever!  1 - Less than 10% of all mortgages are adjustable rates. NOT like the great housing crash.  2 - 40% of all homes are owned with no loan.  3 - Of those with a loan the average interest rate is less than 4% with many having 30-year fixed-rate loans. Fixed-rate NOT adjustable.  4 - National negative equity was 2.1% in q4 of 2021, the lowest in 2021. There are only 1.1 million homes in the US with negative equity. Year over year that number declined.  5 - Nationwide there is a .7% (less than 1%) delinquency rate.  6 - The total value of private residential real estate in the U.S. grew by a record $6.9 trillion in 2021, to $43.4 trillion – more than double the level from a decade ago as the market fully recovered, and then some, from its immediate, post-Great Recession lows. 7 - Projected to be over 6 million home sales in 2022. (remember, 2 sides to each transaction) 8 - Average time on the market nationally is less than 60 days. Median days to pending, 13. URGENT: Are You Worried About Having A Slower Start To The Year? Don’t Hit The Panic Button, Learn How To Have Massive Success In A Shifting Market. When You Attend This Exclusive Training You Will Learn 17 Surprising Secrets Of The Top 100 $ Millionaire Agents. Claim Your FREE Spot Now. After You Have Attended This Event You Will Experience A Huge Feeling Of Relief Knowing You Will FINALLY Laugh At Your Money Worries – You Will Have Your Own Personalized 2022 Step-By-Step Business And Lead Generation Plan. Learn Now How To Generate 100’s of Motivated Leads for FREE, Without Coming Off As A Pushy Salesperson and Losing Your Soul. You Will Soon Know How To Become One of the 1000s of Agents Making HUGE Money In This Changing Market. Claim your FREE spot now. YES, I Want To Attend The FREE Webinar! <——Click To Register 9 - Average home sale in the US in Q1 2022 was over $500k.  10 - The predicted appreciation of homes in 2022 is projected to be over 15%, median home VALUE is projected to increase 16.4% 11 - Demographics. There are 331,893,745 Americans. There are 72.1 million Millennials who are 26-41 years old. Baby Boomers 58-76, 71.6 million. One of those groups is growing in size as they make babies, immigrants etc, the other isn't. Both of those massive groups will be buying and selling in greater numbers over the next 10 years. Add to this generation X which is 42-57 and has a group size of 65.2 million.  12 - Median RENT is $1,312 which is an increase of 16.8% year over year. The Median house PAYMENT is $1,200.  13 - There is no increase in homes for sale, matter of fact there are -0.2% fewer homes for sale.  14 - Median $180,000 equity in every home in the US. 15 - Unemployment rate is at historic lows of 4%.  Bonus: Even IF there were a massive historic downturn in home values the government would immediately enact home payment deferments etc ala covid.