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The Rachel Cruze Show

Ranking Your Financial Habits Using Gen Z Slang

The Rachel Cruze Show

Ramsey Network

Self-improvement, Education, Investing, Business

4.83.6K Ratings

🗓️ 17 September 2025

⏱️ 11 minutes

🧾️ Download transcript

Summary

📈 Are you on track with the Baby Steps? Get a free personalized plan.   Ever wonder what your Gen Z friends are actually saying? In this video, learn the latest slang as I rate financial habits using Gen Z lingo.   Next Steps: 🎥 Watch my video 7 Signs You Are WAY Above Average 💵 This is the simplest way to budget. Download the EveryDollar app for free!   Connect With Our Sponsors:   Learn more about Christian Healthcare Ministries. Get 20% off when you join DeleteMe. Go to FAIRWINDS Credit Union for an exclusive account bundle!   Explore More From Ramsey Network: 🍸 Smart Money Happy Hour 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 💰 George Kamel 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership   Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

So money can feel really complicated sometimes, but today we're going to have a little fun

0:09.9

because I work with a lot of Gen Z friends and they keep me young.

0:16.6

They keep me young.

0:17.7

And they always are teaching me new lingo.

0:20.3

They'll say things. and I'm like,

0:21.7

what are you talking about? Like, what is this language? You all are speaking. So today I'm going to

0:25.7

be ranking your financial habits using Gen Z slang. Get ready, guys. It's going to be fun.

0:31.5

Make sure to like, subscribe and share this episode with a friend or your cool teenage daughter,

0:36.3

so she thinks I'm awesome.

0:38.4

All right.

0:40.5

First up is mid.

0:43.6

I'm going to do everything in quotes, air quotes, because I just feel like these aren't real words.

0:44.0

So we got to like remember proper grammar here, people.

0:48.2

Mid, it is mediocre.

0:50.0

So it's not bad, but it's not great.

0:52.9

So I would say the money habit that's mid is just only investing

0:56.8

in your 401k and not exploring other things that are out there. So again, it's not bad. It's great.

1:02.7

We want to fund our 401k, and that's awesome. But there's other places you can invest your money,

1:07.7

like a Roth IRA or index funds, or other just growth stock mutual funds,

1:13.2

or real estate.

1:14.1

Like, there's other places that we can be growing our money, not just our 401K.

1:18.6

And sometimes, sometimes people take a really simplistic approach where they're like,

...

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