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The Ramsey Show

Quit Letting Life Happen to You and OWN Your Life!

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.538.5K Ratings

🗓️ 25 August 2023

⏱️ 117 minutes

🧾️ Download transcript

Summary

Ken Coleman & Jade Warshaw answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Should I file bankruptcy?" "Pause Baby Step 2 to pay for fertility treatments?" "Should I wait for student loan forgiveness?" "How do I ask my boss for a raise?" "Our financial advisor is trying to sell us on whole life insurance" read more: What Is Whole Life Insurance? "My husband says he deserves his truck (and its $1400 payment)..." "How do we budget for student loan payments?" Check out the Ramsey Student Loan Hub for tips, tools, and the fastest way to pay off your student loans, What's your "I've Had It!" moment? Share it with us in the comments! "Should we buy a condo or a small home?" try our free Mortgage Calculator, "Should I keep whole life insurance on my kids?" "Should I use savings to pay off my car loan?" "I have over $1M in debt, what can I do?" "I want to move out of my parents' house." Support Our Sponsor: Churchill Mortgage Balance of Nature Zander Insurance PODS Moving & Storage Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

Music

0:28.5

Live from the headquarters of Ramsey Solutions broadcasting from the pods movie and storage studio. This is the Ramsey show

0:36.7

It's where we help you win in your life specifically your money your work and your relationships the phone number to jump in on the

0:44.7

Conversation is triple eight eight two five five two two five. That's triple eight eight two five five two two five

0:53.0

I'm Ken Coleman joined by the fabulous the incomparable Jade Warsaw my colleague and Ramsey personality so we're ready to go

1:01.2

Are you ready to go? What can I say Ken? Let's do it. You got a little fall fall thing working getting ahead of things a little bit today

1:07.3

I like it. No, this is for this is for battle of the bands. Can okay? All right, I have to bring my okay my punk rock box

1:12.8

All right, we'll talk a little bit more about that special day here in the world of Ramsey Solutions

1:16.8

But first Alex joins us in Charlotte, North Carolina. Alex. How can we help?

1:23.1

How's it going?

1:25.1

I appreciate you guys and I'll be here into the world. Thank you

1:29.9

Here's the thing I have a couple questions

1:33.7

I'm looking to see if I should file for bankruptcy just to clear some dead off and you know

1:39.8

Eventually get access to some finance and then things like that

1:43.9

I currently have about

1:47.3

25,000 dollars and charge also credit card debt

1:51.7

Due to

1:53.7

License in no contract there and I'm pretty much got into a bad deal back in

1:59.5

2020 and of course I had run up a few of my credit cards and

2:04.3

Things went back as I was around COVID so those are the message charged off so now it's kind of pending me

2:11.5

At the tail right now and this and with those charges on my account, you know, and it was roughly about 11 credit cards

2:19.6

So it kind of, you know, got me

...

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