Are You Ready To Get Out of Your Financial Mess?

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 24 August 2023

⏱️ 117 minutes

🔗️ Recording | iTunes | RSS

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Summary

Rachel Cruze & Dr. John Delony answer your questions and discuss: EveryDollar, budget for the life you want today for free: Click Here "Should we pay off debt or buy a house?" "We feel taken advantage of by my parents," "Following the Baby Steps while managing ADHD," "Should I buy a car that gets better gas mileage?" "How do we get out of this financial mess we made?" "I'm $480k in debt!" read more: The 7 Baby Steps, "Should we save for kid's education or pay off our house?" "Do I need to take out a loan to buy out my ex?" "My wife wants to sell our house and downsize," "What's the best way to pay off my cars?" "I bought a condo with my mom..." "Should I rent or buy a home?" "I promised to buy someone a car..." Support Our Sponsor: BetterHelp Zander Insurance PODS Moving & Storage NetSuite DreamCloud Neighborly Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Enter The Ramsey Cash Giveaway for a chance to win $3,000! https://bit.ly/TRSCashGiveaway Want a plan for your money? Find out where to start: Click Here Listen to all The Ramsey Network podcasts: Click Here Interested in advertising on The Ramsey Show? Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	I'll see you in the next video, bye!
0:30.0	What are the orders of Ramsey Solutions broadcasting from the pods of moving in storage studio?
0:34.0	It's the Ramsey Show, where we help people build wealth, do work that they love, and create actual amazing relationships.
0:42.0	I am Ramsey Personality, Rachel Cruz, hosting it today with my good friend and fellow Ramsey Personality, Dr. John Deloney.
0:49.0	And we are here again to answer your questions about life and money.
0:53.0	So give us a call at AAA8255-225.
0:58.0	Alright, first we have John in Nashville.
1:01.0	Hey John, welcome to the show.
1:03.0	Hey, here y'all, thanks for taking my call.
1:05.0	Absolutely, John, how can we help?
1:07.0	So, my wife and I have a good bit of money in savings and we're not sure whether we go debt-free route or if we work towards home ownership.
1:20.0	But you said money to put down on a house.
1:23.0	Okay, yeah, that's a good question. How much you guys have saved?
1:28.0	We have right at 70,000.
1:31.0	Okay, and that's non-retirement savings just in the bank.
1:35.0	No, we're 25, it's all in certain savings.
1:39.0	Okay, perfect, and how much debt do you guys have?
1:43.0	I'm going to say right at 100 to 110.
1:47.0	Okay, what's the debt consist of?
1:51.0	It's a truck that still lacks about 30 or 35.
1:55.0	There's a boat.
1:57.0	It's a solo 49 on it.
	...

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