Question Time: Time to stop using my LISA? Are cashback & switch bonuses taxable? Are investments protected up to £85,000?
The Martin Lewis Podcast
BBC
4.4 • 929 Ratings
🗓️ 24 November 2025
⏱️ 29 minutes
🧾️ Download transcript
Summary
In our Question Time podcast, Martin Lewis gives you answers on absolutely anything and everything, including: how to get hotel money back on flight cancellations, do investments have the same protection as savings if a provider goes bust, should I stop putting money in my LISA, and what’s his favourite type of music?
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite city, what he does in his spare time, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.
Transcript
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| 0:00.0 | BBC Sounds, Music, Radio, podcasts. |
| 0:07.6 | It doesn't protect the underlying thing you are investing in. |
| 0:12.0 | There is a plausible possibility that we will see a change to the lifetime ISA in the budget. |
| 0:19.1 | I used to dance quite a lot, bizarrely. |
| 0:21.0 | I used to probably go out and dance quite seriously. |
| 0:22.8 | I think you've done everything you can possibly do. |
| 0:25.6 | Hello and welcome to the cunningly named the Martin Lewis podcast. |
| 0:29.3 | I do wonder what that's going to be about. |
| 0:31.4 | This is our question time edition, |
| 0:33.9 | in which I answer your questions about absolutely anything and everything within reason. |
| 0:39.7 | This week, you ask me, are investments protected up to £85,000 per person per institution |
| 0:45.3 | just like savings? Should I stop putting money in my lifetime, ISA, because the property |
| 0:51.1 | threshold is frozen? Do you pay tax on cashback on credit cards or cash back from bank switches? |
| 0:57.6 | How do you get your money back on hotels after your flights being cancelled? |
| 1:01.5 | And what's my favourite type of music? |
| 1:03.7 | Well, it's the theme tune, of course. |
| 1:05.6 | So play it. |
| 1:06.4 | I got bills. |
| 1:08.7 | I got to pay. |
| 1:10.5 | So I'm going to work for everybody. |
| 1:12.6 | I got to know. |
| 1:15.6 | I got to feed. |
... |
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