Millions can now reclaim student loans! | Savings safety limit to rise | Will energy prices go up?
The Martin Lewis Podcast
BBC
4.4 • 929 Ratings
🗓️ 20 November 2025
⏱️ 56 minutes
🧾️ Download transcript
Summary
Martin goes through the four different reasons why many university leavers in their 20s, 30s and 40s may be able to get £100s or even £1000s of student loan money back. Plus, what’s likely to happen when the new energy price cap is announced this Friday, Martin goes over the now bigger protection for people’s savings, you tell us the cheapest item you’ve ever taken back to a store to complain about, and Martin’s Money Mastermind is all about retail gift aid.
If you want to ask Martin a question, you now can! His Question Time podcast lets you ask Martin absolutely anything and everything (within reason!) – so if you’ve always wanted to know his favourite song, what he does in his spare time, or have a very complicated question about your finances, email it to MartinLewisPodcast@bbc.co.uk.
Transcript
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| 0:00.0 | BBC Sounds, Music, Radio, podcasts. |
| 0:07.7 | This is something that you should only be considering if you're in the midst of repaying student loans. |
| 0:13.3 | Caballar! |
| 0:14.6 | Yeah, but gavela, what I don't know, right? |
| 0:16.3 | It's very likely you will save substantially by getting a fix. |
| 0:20.0 | Do you need to pay a a load of a go abroad? |
| 0:21.7 | Yes. |
| 0:22.3 | Then expect for them to prosecute you over it. I should just stop accents. I don't know I did. Well, let's be really blunt about this. You'll see why I say it's a philosophical conundrum? I do. Hello, I'm Martin Lewis, and this is the comingly named the Martin Lewis podcast. I do wonder what that's going to be about. |
| 0:38.1 | Usually much of it comes from a BBC Radio 5 live show with Adrian Childs, but there's also bonus money saving tips just for you, lucky, lucky podcast listeners. In today's pod, up to 5 million people have overpaid their student loans, hitting those who went to university who are |
| 0:55.0 | now in their 20s, 30s and 40s mainly. I'll talk you through the four reasons why and how to get |
| 1:00.8 | hundreds or possibly thousands of pounds back. The saving safety protection limit is to be |
| 1:06.2 | increased from 85,000 pounds to 120,000 pounds. I'll talk you through all you need to know on that. |
| 1:12.3 | The new energy price cap will be announced this coming Friday, |
| 1:16.2 | so I will be doing my Mystic Meg to predict what it'll be |
| 1:20.3 | and talk you through what you need to do. |
| 1:24.0 | This week's tell us is what's the cheapest thing you've ever returned to a shop? |
| 1:28.1 | There are some very funny ones, including The Handlebroke on my 25P back for life. |
| 1:35.2 | Fair do. |
| 1:36.2 | And this week's Mastermind is all about charity shops, mate. |
| 1:39.0 | Play the theme tune. |
| 1:40.1 | I got meals. |
| 1:42.7 | I got to pay. |
... |
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